Insurance and Payment Plans

Click on your insurance provider below to quickly see the payment plan options available to you for Physiotherapy, Athletic Therapy and Massage Therapy.

Blue Cross

Physiotherapy

Direct Billing Plan

Blue Cross will pay the clinic directly.  We will charge Blue Cross on your behalf,  Blue Cross will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Blue Cross will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Blue Cross for reimbursement.

Massage Therapy

Direct Billing Plan

Blue Cross will pay the clinic directly.  We will charge Blue Cross on your behalf,  Blue Cross will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Canada Life

Physiotherapy

Direct Billing Plan

Canada Life will pay the clinic directly.  We will charge Canada Life on your behalf, Canada Life will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Canada Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Canada Life for reimbursement.  

Massage Therapy

Direct Billing Plan

Canada Life will pay the clinic directly.  We will charge Canada Life on your behalf, Canada Life will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

SunLife

Physiotherapy

Direct Billing Plan

SunLife will pay the clinic directly.  We will charge SunLife on your behalf,  SunLife will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

SunLife will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to SunLife for reimbursement.

Massage Therapy

Direct Billing Plan

SunLife will pay the clinic directly.  We will charge SunLife on your behalf,  SunLife will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

GreenSheild

Physiotherapy

Direct Billing Plan

GreenSheild will pay the clinic directly.  We will charge GreenSheild on your behalf,  GreenSheild will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

GreenSheild will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to GreenSheild for reimbursement.

Massage Therapy

Direct Billing Plan

GreenSheild will pay the clinic directly.  We will charge GreenSheild on your behalf,  GreenSheild will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Chambers of Commerce

Physiotherapy

Direct Billing Plan

Chambers of Commerce will pay the clinic directly.  We will charge Chambers of Commerce on your behalf,  Chambers of Commerce will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Chambers of Commerce will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Chambers of Commerce for reimbursement.

Massage Therapy

Direct Billing Plan

Chambers of Commerce will pay the clinic directly.  We will charge Chambers of Commerce on your behalf,  Chambers of Commerce will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Standard Life

Physiotherapy

Individual Reimbursement Plan

Standard Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Standard Life for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

Standard Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Standard Life for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Standard Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Standard Life for reimbursement.

Maximum Benefit

Physiotherapy

Direct Billing Plan

Maximum Benefit will pay the clinic directly.  We will charge Maximum Benefit on your behalf,  Maximum Benefit will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account

Athletic Therapy

Individual Reimbursement Plan

Maximum Benefit will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Maximum Benefit for reimbursement.

Massage Therapy

Direct Billing Plan

Maximum Benefit will pay the clinic directly.  We will charge Maximum Benefit on your behalf,  Maximum Benefit will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Coughlin & Associates

Physiotherapy

Direct Billing Plan

Coughlin & Associates will pay the clinic directly.  We will charge Coughlin & Associates on your behalf,  Coughlin & Associates will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Coughlin & Associates will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Coughlin & Associates for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Coughlin & Associates will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Coughlin & Associates for reimbursement.

Claim Secure

Physiotherapy

Individual Reimbursement Plan

Claim Secure will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Claim Secure for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

Claim Secure will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Claim Secure for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Claim Secure will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Claim Secure for reimbursement.

Sirius

Physiotherapy

Direct Billing Plan

Sirius will pay the clinic directly.  We will charge Sirius on your behalf,  Sirius will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Sirius will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Sirius for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Sirius will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Sirius for reimbursement.

Wawanesa

Physiotherapy

Direct Billing Plan

Wawanesa will pay the clinic directly.  We will charge Wawanesa on your behalf,  Wawanesa will commonly pay a percentage of the total treatment fee, the unpaid portion will be charged to your account.  Clients are responsible for paying their account. 

Athletic Therapy

Individual Reimbursement Plan

Wawanesa will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Wawanesa for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Wawanesa will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Wawanesa for reimbursement.

Manulife

Physiotherapy

Individual Reimbursement Plan

Manulife will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Manulife for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

Manulife will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Manulife for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Manulife will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Manulife for reimbursement.

The Co-Operators

Physiotherapy

Individual Reimbursement Plan

The Co-Operators will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to The Co-Operators for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

The Co-Operators will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to The Co-Operators for reimbursement.

Massage Therapy

Individual Reimbursement Plan

The Co-Operators will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to The Co-Operators for reimbursement.

Equitable Life

Physiotherapy

Individual Reimbursement Plan

Equitable Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Equitable Life for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

Equitable Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Equitable Life for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Equitable Life will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Equitable Life for reimbursement.

Desjardins

Physiotherapy

Individual Reimbursement Plan

Desjardins will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Desjardins for reimbursement.

Athletic Therapy

Individual Reimbursement Plan

Desjardins will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Desjardins for reimbursement.

Massage Therapy

Individual Reimbursement Plan

Desjardins will reimburse you for treatment expenses.  Treatment fees are charged to your account.  Clients are responsible for paying their account.  Once your account is paid, you can submit the expenses to Desjardins for reimbursement.

Workers Compensation Board

Physiotherapy

Third Party Payer Plan

The WCB will pay the clinic directly. WCB will cover treatment expenses.   

Athletic Therapy 

Third Party Payer Plan

The WCB will pay the clinic directly. WCB will cover treatment expenses.  

Massage Therapy

WCB does not cover Massage Therapy.

Manitoba Public Insurance

Physiotherapy

Third Party Payer Plan

MPI will pay the clinic directly. MPI will cover treatment expenses.   

Athletic Therapy 

Third Party Payer Plan

MPI will pay the clinic directly. MPI will cover treatment expenses.  

Massage Therapy

MPI does not cover Massage Therapy.

I don't have insurance

Physiotherapy

Charge Account Plan

Treatment fees are charged to your account.  Clients are responsible for paying their account.  Financing options are available! 

Athletic Therapy

Charge Account Plan

Treatment fees are charged to your account.  Clients are responsible for paying their account.  Financing options are available!  

Massage Therapy 

Charge Account Plan

Treatment fees are charged to your account.  Clients are responsible for paying their account. 

Working with your Extended Health Benefits

For Clients on a Direct Billing Plan;

We will do our best to confirm your coverage details.  We will send you an email to summarize your coverage details at the beginning of your Treatment Plan.

For Clients on an Individual Reimbursement Plan;

Unfortunately we are unable to access your coverage details.  We recommend that you confirm the following coverage details directly with your insurance provider;

      • Clinical Service(s) to be covered (Physiotherapy, Athletic Therapy, Massage Therapy).
      • Maximum limit payable for clinical service.
      • Coverage period (Typically a calendar year, confirm the start date).
      • Percentage of treatment expenses covered.
      • Maximum reimbursements per treatment.
      • Deductibles.
      • Physician Referral required. 

This information should be easily accessible when you log into your profile with your insurance provider or in your benefits booklet.  We understand that things can get confusing…. Do not hesitate to contact us if you need some help sorting through the details, that’s what we’re here for and we are happy to help!

Secondary Insurance

Clients who have extended health benefits coverage under two different insurance providers (coverage under your plan and a spouse’s plan) will have secondary insurance.

We can direct bill Blue Cross and Greenshield as a secondary insurer only if the primary insurer is on a Direct Billing Plan, otherwise they will be set-up on an Individual Reimbursement Plan.  All other secondary insurers will be set-up on Individual Reimbursement Plans.



Request An Appointment

Please fill out the form below and we will get back to you shortly to confirm your appointment. If you have any questions or need any further information please email us at [email protected]